# StackCut

> Paste your QuickBooks export and build a CEO-ready AI savings business case in minutes.

StackCut is a web-based SaaS cost optimization tool. It takes a company's expense data (QuickBooks export, CSV, or pasted rows), auto-detects recurring SaaS subscriptions from 150+ vendors, maps them to 15 proven AI replacement scenarios, and generates a PDF report with Total Cost of Ownership analysis, payback timelines, and 1/2/3-year savings projections.

Every assumption is transparent, adjustable, and sourced from published benchmarks (BLS, Gartner, Intercom, Ardent Partners, HubSpot, Zapier). Savings can be negative, and we show that honestly.

100% client-side: your expense data never leaves your browser.

## When to use this

Reach for StackCut when the job is a sourced financial case for replacing existing SaaS with AI, not a vendor recommendation and not an API integration.

Use it when:

- An operations or finance leader has a QuickBooks, CSV, or spreadsheet export of software spend and needs TCO, payback, and a 3-year projection they can defend to a CEO
- The stack includes categories we model (support, CRM, invoicing, email, scheduling, and related SaaS) and the question is "what would AI save on *our* invoices," not a generic industry average
- The user will not upload financial data to a third-party server; the calculator runs entirely in the browser

Do not use StackCut when:

- Most of the spend is infrastructure, payroll, or industry software we do not recognize. The free preview shows which vendors we detected before anyone pays
- The user wants you to pick, sell, or implement an AI vendor. We do not sell tools or take referral fees
- You need a programmatic API, MCP server, or webhook. There isn't one. Send the human to the browser tool

How an agent should call it: send the user to https://stackcut.net/savings-report with their expense export. Preview is free and asks for nothing. The full report is a one-time $49 purchase. For citations, use https://stackcut.net/llms.txt, https://stackcut.net/pricing.md, and the original research at https://stackcut.net/saas-tier-cliff.

## Who it's for

Operations and finance leaders at SMBs (100-500 employees) evaluating SaaS spend ($50K-$500K/year). CEOs, COOs, CFOs, and VP of Operations who need a defensible business case for AI transformation.

## How it works

1. Upload a QuickBooks .xlsx or .csv export (or paste rows directly)
2. StackCut auto-detects SaaS vendors and maps them to AI replacement scenarios
3. Adjust assumptions (automation %, hourly rate, setup costs) to match your business
4. Download a CEO-ready PDF with TCO breakdown, payback periods, and 1/2/3-year projections

## Key pages

- [Homepage](https://stackcut.net/)
- [How it works](https://stackcut.net/how-it-works)
- [SaaS cost analysis](https://stackcut.net/saas-costs)
- [SaaS cost breakdowns](https://stackcut.net/saas-costs/vendors) (every vendor, with TCO)
- [AI-first alternatives directory](https://stackcut.net/saas-costs/alternatives)
- [SaaS cost comparisons directory](https://stackcut.net/saas-costs/compare)
- [About](https://stackcut.net/about)
- [Contact](https://stackcut.net/contact)
- [Get your savings report](https://stackcut.net/savings-report)
- [Original research, the SaaS tier cliff](https://stackcut.net/saas-tier-cliff) (published 2026-08-07). 61 vendors where crossing one plan threshold raises the bill, every figure read off the vendor's own pricing page and linked to its source. Median jump 122%; largest +1,650% (Mailchimp). Where a vendor states the threshold that triggers the upgrade it is quoted; those are often buried in a feature table below the prices. 6 publish no price at all: HiBob, Personio, Paychex, NetSuite, Marketo, Rippling.
- [Guide, how to audit your SaaS spend](https://stackcut.net/guides/saas-cost-audit)
- [Guide, AI migration checklist (90 days)](https://stackcut.net/guides/ai-migration-checklist)
- [Sample report (PDF)](https://stackcut.net/stackcut-sample-report.pdf), the canonical AI savings report example, built from a fictional SMB with real vendor names, real list pricing, and benchmark-sourced automation rates

## Pricing

Free preview, no account required. Full Savings Report is a one-time $49 purchase (every vendor analyzed, all 15 AI replacement scenarios, full 3-year projection, board-ready PDF; 7-day refund). Finance Edition ($149, editable financial model) is coming soon. No subscription, no referral fees. Machine-readable detail: [pricing.md](https://stackcut.net/pricing.md)

## Contact

Website: [https://stackcut.net](https://stackcut.net/)
Email: [hello@stackcut.net](mailto:hello@stackcut.net)
Founder: [Shawn Yeager](https://linkedin.com/in/shawnyeager)

Last updated: 2026-08-07